To manage underwriting process for Retail Assets/Credit Cards within Retail Lending & payments vertical
To appraise or underwrite loan within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority
To assess the income, ability, intention, & credit behavior and verify it documents & reference checks as well as from various kinds of credit bureau checks.
Responsible to evaluate all the credit risk parameters & measures to mitigate the same
To prepare Credit Approval Memo
Managing the overall TAT, Approval Rate
To ensure complete adherence to laid down policy and procedure / process
The Bank has a large footprint of 4,050 domestic branches (including extension counters) with 11,801 ATMs & 4,917 cash recyclers spread across the country as on 31st March, 2019. The overseas operations of the Bank are spread over nine internatio... Read More