Position: Chief Risk Officer
2. Educational Qualifications: Graduate in any discipline. Post-Graduation (Preferable).
3. Minimum Experience:
(i) Minimum 16 years of experience in banking or financial services companies.
(ii) Hands on experience within the risk function for credit cards or unsecured lending for a minimum of 5 years at a bank or NBFC is a pre requisite.
(iii) Exposure to risk management of secured products will be an added advantage.
(iv) Demonstrated credit and risk experience with a focus on analytics, data interpretation and holistic business understanding.
4. Role and Responsibilities:
(i) Responsible for and has the authority to make decisions on risk management issues that directly impact the company. Sets the strategic risk management vision and is charged with delivering that strategy forthe company
(ii) Develop the Risk Management team by bringing in and developing the required competencies within the team to able to assess and mitigate the risks within and outside BOB Financial.
(iii) Identify the risks arising from emerging trends / regulatory changes / technology changes forthecreditcards,unsecuredandsecuredloan products and develop strategies to mitigate the same.